Shopping with the Card
Buyer's Assurance
With the Buyer's Assurance Plan you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S. 3
Online Fraud Protection Guarantee
Use the American Express Card online, and you won't be responsible for any unauthorized charges. Period. No fine print, no deductible - just pure protection, so you can shop with confidence anywhere on the Internet.
Purchase Protection Plan
Shop with confidence and the Purchase Protection Plan, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. 4
Save in the Offer ZoneSM from American Express
Offers, savings, entertainment, and special events. The Offer Zone puts together great brands, Online ExtrasSM, and much more - all in one great place.
Traveling with the Card
Assured Reservations
Guarantee all your hotel and motel reservations with your American Express® Card account and your room will be waiting for you even if you arrive late. If you have an assured reservation and your room is not available, the hotel or motel will provide you with a comparable room that is nearby, along with transportation to your new location and a 3-minute phone call.
Emergency Card Replacement
Enjoy the security and convenience of access to Emergency Card Replacement services by calling 1-800-964-8542 or visiting one of over 1,700 Travel Service locations worldwide. 5
Express Cash
Access your credit line 24 hours a day at more than 500,000 ATMs worldwide with Express Cash. To activate Express Cash, simply call 1-800-CASH-NOW (1-800-227-4669). 6
Car Rental Loss and Damage Insurance
Did you know that you are covered under the Car Rental Loss and Damage Insurance Program - at no additional charge? Simply use your Card to reserve, pick up, and pay for an auto rental. See the Description of Coverage or call 1-800-338-1670 for full details.7
Global Assist® Hotline
Wherever you travel, you have security and peace of mind 24/7 with medical, legal, financial or other emergency assistance, including medical and legal referrals, visa/passport help, cash access, lost luggage, and more.8
Travel Accident Insurance
Travel Accident Insurance provides up to $100,000 in accidental death and dismemberment insurance while traveling on a common carrier (plane, train, ship, or bus) when the entire fare has been charged to the Card.9
Please view the Card Terms & Conditions for more information.
1 The APR for Purchases and Cash Advances is 13.99% and 18.99% as of 02/01/04. The APRs may vary and are determined monthly by adding 9.99% and 14.99% to the Prime Rate (Prime) for Purchases and Cash Advances. The applicable Prime Rate for billing periods ending in any month is determined by the higher of the Prime Rate(s) published in the Wall Steet Journal on the 1st or 25th day (or if such date is not a business day, the next day) of the prior month. Your account is reviewed monthly and will be considered in default if minimum payments are not timely paid, your account is overlimit three or more times, your payment is returned by your bank, any account terms are breached, or the account is otherwise in default as defined in the Cardmember Agreement, in each case during any portion of the 12-month period ending with the Closing Date of the current billing period ("review period"). Defaulted accounts will forfeit the introductory and any promotional rates. If a promotional rate is in effect, that rate will apply and expire according to the promotional terms disclosed to you when you were offered the account or promotional opportunity. We may apply payments and credits first to your balances with lower APRs (including balances with promotional APRs) before balances with higher APRs. This will result in the lower APR balances being paid before the higher APR balances. Iowa is not currently within American Express Centurion Bank's credit card service area, and therefore Cards cannot be issued to residents of this location. Residents of Puerto Rico are not eligible for this offer.
In each year you are enrolled in the program, your Hilton HHonors bonus points are limited to $100,000 of eligible spending, not including promotional bonuses. However, 2 Hilton HHonors points for each U.S. dollar of eligible spending at Hilton HHonors hotels will be awarded above this $100,000 limit. Hilton HHonors membership, earning of Points & Miles™, and redemption of points are subject to HHonors Terms and Conditions.
2 To be eligible to receive the 7,500 HHonors bonus points, you must make your first purchase with the Hilton HHonors Platinum Credit Card from American Express within one month of Card approval. HHonors bonus points will be credited to your account in approximately 10-12 weeks after qualifying purchases. Hilton HHonors membership, earning of Points & Miles®, and redemption of points are subject to HHonors Terms and Conditions.
3 Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0953.
4 Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions, and exclusions of Policy AX0951.
5 Not all services are available at all locations and all services are subject to local laws and cash availability.
6 All transactions are subject to a 3% or $5.00 fee, whichever is greater, with no maximum. In addition, there is a 1% fee charged for Travelers Cheque transactions. Funds are drawn against cash advance limits, subject to a limit of $1,000-$3,500 (depending on which American Express ® Card is used) every 7 days, and any other limits that banks may impose.
7 Coverage is underwritten by AMEX Assurance Company (Administrative Office, De Pere, WI) and is subject to the terms, conditions, and exclusions of Master Policy AX0925. See Description of Coverage for full details.
8 While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers. For assistance, call 1-800-554-AMEX. Outside the U.S., call collect at 715-343-7977.
9 Underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is subject to the terms, conditions and exclusions of Policy AX0948.
|
Hilton HHonors® Platinum Credit Card
