Cash Advance Fees: 2% on any advance made by credit card check ($3 minimum); 3% on any advance made by Bonus Check credit card check ($5 minimum); 3% on any other advance ($5 minimum).
Balance Transfer Fee: 3% on any Balance Transfer that posts to your Account after 90 days from your Account open date ($5 minimum). Balance Transfers may not be used to make payments to Household Bank or any other Household, Beneficial or HSBC company.
Late Fee: $29.
Overlimit Fee: $29. Accessing the full amount or most of your available credit may result in an overlimit fee.
1. The variable Member APR will be based on a credit review and applies to credit card purchases and cash advances made by credit card check. If you are no longer a union member in good standing, you are not eligible for this pricing and your Account may be repriced.
2. The Promotional Balance Transfer APR applies to amounts transferred using the Union Plus Bonus Checks posted to your Account within 90 days of your Account opening date. If you fail to make your Minimum Payment in time to be credited to your Account by the Payment Due Date, the APR for all balances at any promotional pricing will increase to the Member APR.
At our discretion, payments are generally applied to interest, fees and then principal balances. We may apply your payments to lower APR balances before higher APR balances. The application of payment is subject to change at any time, without notice.
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Union Plus Credit Card
