Balance transfer credt cards      Site disclaimer      Email Us     Apr average rate Intro APR: Issuer: Debt-Relief ..and at rates that at a fraction of what your existing credit card rate. If you are paying the minimum payment on your card, and in most cases, on your CARDS, then depending on your outstanding balance, it would take you decades to pay off the cards. During that time you could have arp average rate paid out in interest more than what you owe on the cards!This is where refinancing comes inarp average rate . You can secure a line of credit and pay off the credit cards with your line of credit. This way you are making one payment, instead of multiple payments to different cards. Once have you credit line established, cut up most of your cards, but keep one with the lowest interest rate. You should never be without a crdeit card for emergencies. With your interest rate low, add up the amount per month you were paying on your cards and slap that towards your line of creit monthly. You'll pay down the line of credit quickly and at the same time, keep yourself some extra "resources" to tap into at a low interest rate. Back to the category menu Detailed information about this credit card 2/2 Apply for Apr average rate Credit cards Credit card offer Tramsfer your balamce to Apr average rate Be alert for companies offering a great intrest rate for tarnsferring your balence to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balance transfer credt cards. Tired of high charges? Find the best database for credt cards! Read the fine print and find the Annual Percentage Rate (APR). This is the intrest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.