The information in this application is accurate as of 02/02/04. This information may have changed after that date.To find out about any changes, please call us at 800-628-2244.
Cash Rebate
There is no limit to the amount of cash rewards you are eligible for. Your annual cash reward for purchases at Everyday Savings is up to 5%. Your annual cash reward for all other purchases is up to 2.5%. Once your spending for the year exceeds $15,000, the cash reward for additional purchases at Everyday Savings is 2% and your annual cash reward for all other purchases is 1%. Everyday Savings are purchases at FedEx®, Kinko’s and Staples® which are subject to change.Balance transfers are not eligible for cash back. The annual rebate will be credited to your statement in the month of February. To receive your rebate, your account must be in good standing.
ANNUAL PERCENTAGE RATE FOR PURCHASES:0%†Introductory APR for 6 months on purchases made with plastic only. Then, the Annual Percentage Rate will be a variable rate equal to the Prime Rate plus a fixed margin ranging from 2.99%, 4.99%, 6.99% or 9.99%, currently 6.99%, 8.99%, 10.99% or 13.99% respectively, as determined by us based on our credit evaluation and a number of factors, including size of the credit line.
BALANCE TRANSFER APR: 7.99% fixed for the life of balance, for balance transfers made during the first six months of membership.
CASH ADVANCE APR: Prime + 14.99%, currently 18.99%.
DEFAULT APR: Variable Rate of P+15.99% (P+21.99% for cash advances) for defaulted accounts; P+21.99% on all balances for seriously defaulted accounts
VARIABLE RATE INFORMATION: Your annual percentage rate (APR) may vary. The rate for Purchases and Balance Transfers is determined by adding 2.99%, 4.99%, 6.99%, or 9.99% to the Prime Rate, and the rate for Cash Advances is determined by adding 14.99% to the Prime Rate†
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Blue Cash for Business Credit Card 
