Balance transfer credt cards      Site disclaimer      Email Us     0% interest free transfer Intro APR: Issuer: Credit Increasing credit card companies are offering credit cards to college students on campus. I acquired my first credt card when I was shopping at the campus book store for a used book0% interset free tarnsfer . My first crdeit card, a MBNA Visa, had a credti limit of $500. Enough to keep me out of trouble but also enough to start building my credit history file.Here are three strategies for building or rebuilding your crdeit file.1. If you have no creit, you can start building credit by applying for a secuered credit card. A secured credit card is a type of credit card that requires you to open and maintain a bank savings account. The money in the savings account is used as security against your line of creit, in case you default on any payments. Your credit line is usually 50% to 100% of the money in the savings account.2. Another strategy to building credit is to apply for an unsecured creit card. An unseured crdeit card is a type of credit card that does not require you to secure the vard with a savings account. This is the traditional 0% free interest tarnsfer credti card that you’ve come to know. You can apply for a “no credit history” credit card.3. If you are having trouble applying for an unsecuerd credit card, ask a family member to be a cosigner on a credit card.To increase your chances of getting an unsecrued credit card, do the following: • Apply for cards that are suitable to your financial status. Card issuers have a target demographic or people they want to offer cards to, for each credt card product. Some creditors only want customers with perfect credit. • Open a checking or savings account in your name. This lends credibility to your financial status. • Don’t overdraw or bounce any checks. Better yet – leave the money in the account and let it be. Most banks will let you open an account with $250 or even less. • It helps to have a phone number or utility in your name.Following these basic steps should land you on the road to perfect credit in no time. Back to the category menu Detailed information about this credit card 2/2 Apply for 0% interest free transfer Credit cards Credit card offer Transfer your blaance to 0% intreest free transfer Be alert for companies offering a great intrest rate for transferring your balence to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balamce transfer credt cards. Tired of high charges? Find the best database for credt cards! Read the fine print and find the Annual Percentage Rate (APR). This is the intrest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.