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Balance Transfer to Gold Delta SkyMiles Business Credit Card Gold Delta SkyMiles® Business Credit Card

The information in this application is accurate as of 05/01/04. This information may have changed after that date. To find out about any changes, please call information at 800-628-2244.

Disclosure

ANNUAL PERCENTAGE RATE FOR PURCHASES: Prime + 9.99%, currently 13.99%†.

OTHER ANNUAL PERCENTAGE RATES:
BALANCE TRANSFER APR: 9.99% fixed for the life of balance, for balance transfers made during the first six months of membership.

CASH ADVANCE APR: Prime + 14.99%, currently 18.99%.

DEFAULT APR: Variable Rate of P+15.99% (P+21.99% for cash advances) for defaulted accounts; P+21.99% on all balances for seriously defaulted accounts*.

VARIABLE RATE INFORMATION: Your annual percentage rate (APR) may vary. The ongoing APR for Purchases and Cash Advances is determined by adding 9.99% and 14.99%, respectively, to the Prime Rate†.

GRACE PERIOD FOR REPAYMENT OF THE BALANCE FOR PURCHASES: 20 days for purchases if full previous balance is paid by due date.

METHOD OF COMPUTING THE BALANCE FOR PURCHASES: Average daily balance (including new purchases).

ANNUAL FEE: The annual fee for the Basic Gold Delta SkyMiles Business Credit Card and up to two (2) Additional Cards is $85 unless you are also the Basic Cardmember for a Qualifying Business Charge Card Product, in which case the annual fee is $30 for the Basic Card and up to two (2) Additional Cards. In either case, after the first two (2) Additional Cards, the annual fee for each Additional Card is $10.


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