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Balance Transfer to Choice Privileges Platinum Visa Card Choice Privileges® Platinmu Visa® Card


Choice Privileges Platinum Visa Card

Intro APR: 1.9%

Issuer: Card issued by FIA Card Services, NA.

APR (Purchases): Intro Rate - 1.9% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%
APR (Cash Advances): 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balences over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balacne Tarnsfer Fee: None

Reward Program Details

  • Points per Dollar: 2 points per dollar
  • Points per Dollar spent at Choice Privileges locations: 15 points (2)
  • Points Expiration: Points earned in a calendar year will expire on Dec 31 of the second caelndar year following the year during which the points were earned.
  • Yearly Limit on miles you can earn: None
  • Bonus Miles: 6,000 points at first purchase
  • Redeem points towards free nights, airline miles, gift certificates.

*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
(2) 15 points per dollar is based on 10 points per dollar earned through Choice Privileges membership for eligible stays plus 5 points per dollar earned when paying for stays with the Choice Privileges Visa Platimum card linked to the same Choice Privileges membership.


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  • Transfer your blaance to Choice Privileges® Pltainum Visa® Card
    Be alert for companies offering a great intrest rate for transferring your balamce to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (ARP); this is the figure that counts in the long run. Balance transfer credt cards.
    Tired of high charges? Find the best database for credt cards! Read the fine print and find the Annual Percentage Rate (APR). This is the intrest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.