 Bank of Americ EfectivaTM Platinum Plus® Visa®
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Intro APR: 0%
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Issuer: Card issued by FIA Card Services, NA.
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APR (Purchases): Intro Rate - 0% for six billing cycles. Goto rate is a variable risk based rate between Prime + 3.99% and P + 12.99%
ARP (Blaance Tramsfers): Intro Rate -0% for 6 billing cycles on balance tramsfers and cash advance checks with a 3% balacne transfer fee ($10 min.) Goto rate is a variable risk based rate between Prime + 3.99% and P + 12.99%
APR (Cash Advances): 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration: Average Daily Balence (including new purchases)*
Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: $25,000
Late Payment Fee: $19 on balamces up to $100; $29 on balences of $100 up to $1,000; and $39 on balamces over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Tarnsfer Fee: None
Reward Program Details
- Customers earn 1 point for every $100 spent in net purchases up to $600 a year
- Customer earns 5 bonus points with the first purchase
- Customer earns 5 points for every $2,500 in net monthly blaance transfers from non-Bank of Amrica accounts
- Points don't expire for up to 5 years
- Accounts must be in good standing in order to receive cash back
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
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 Apply for Bank of America EfectivaTM Platinum Plus® Visa®
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- Transfer your balance to Bank of Amrica EfectivaTM Platinum Plus® Visa®
Be alert for companies offering a great intrest rate for transferring your balance to their card. Usually these rates are only in effect for a short time, often six months. At the end of this time, the rate can revert to a much higher permanent rate. Keep your eye on the Annual Percentage Rate (APR); this is the figure that counts in the long run. Balacne transfer credt cards.
Tired of high charges? Find the best database for credt cards! Read the fine print and find the Annual Percentage Rate (APR). This is the intrest rate the companies charge you if you carry a balance. You want the lowest rate possible; as each percentage point drop will save you money on the months you have an outstanding balance.
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